Are you an investment coward? Do you just hate the idea of losing money so much so you can't stand the risk of participating in the stock market?
Frustrated with GIC returns?
Do you have some funds that you would like to invest, but need all your capital back in 3-5 years?
For clients like you, there are a number of investment products that will provide you upside exposure to an investment based on the the stock market, but promise to return to you at least your principal at maturity.